Bike Scam
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So, with the help of one of my mates who knows a lot about this sort of shit….
As @tody says, even a certified cheque can be reversed after funds have cleared. So someone in on the scam claims that his account was hijacked and the cleared funds are reversed. Not a problem, if I have not shipped the bike.
The scammers profit is on the £7k that he asks me to send to the "carrier", I send the £7k, he reverses the £22K and I am £7k down….
As I said, I have asked for a cheque for the exact amount, I suspect that will be the last I hear from the bastards.....
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I suspect that will be the last I hear from the bastards…..
I was wrong…..
_Hello,
You have know problem with the cheque i have contact
my associate that issue the cheque she let me understand that is a big
mistake when you receive the cheque just deposit the cheque in your
bank and ask your bank when the money will be credit in your account
am very sure the money will be credit in your account between 6to7
working days kindly bear with me another cheque can not be issue
okay.just let me know when you receive the cheque and deposit in your
account okay.Looking forward to read from you soon._
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Wouldn’t reversing payment on a deposited check cut both ways? Why couldn’t someone do so on the £7k while pressing criminal charges?
Too risky for me to suggest doing it, just wondering how this works.
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Wouldn’t reversing payment on a deposited check cut both ways? Why couldn’t someone do so on the £7k while pressing criminal charges?
I think because if I did it from our account, I can't claim that my account was hijacked….
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Ask him to send you a video verifying his identity, but make it something specific so you "know it's him," like singing a song and incorporating your name into it.
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accept the cheque, deposit into a new fresh bank account, as soon as it's cleared and you're able to draw against it, draw the entirety in cash - closing the account in the process.
then send him his lovely new bike and and envelope with the change in cash and a note saying 'pleasure doing business with you'
….really shouldn't advise this kinda thing having worked in a bank
....probably worth talking to your bank about it anyway, they can often forward this sort of thing on to Financial crime squads and get people who try this shit financially excluded in the UK, stops them pulling the same shit on anyone else - a lot less fun though I'll admit.
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What should I do next to waste more of his time?
Say something came up with work, so you won't be able to message about the transaction anymore, but that you're going to put them in touch with your assistant to handle it. Have the assistant send emails from another email and start it over from the beginning, having them explain it all again. And just keep sending the same responses as before.
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The way I would handle this if there were a chance of it being real would be to request a cancellation/stop payment of the overpayment and a certified check in the correct amount before releasing the bike. Just in case any of those hoops would be fun to make them jump through. If this were a real situation, it would be their fuckup and their burden (including the risk they're trying to shift your way).
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What should I do next to waste more of his time?
Say something came up with work, so you won't be able to message about the transaction anymore, but that you're going to put them in touch with your assistant to handle it. Have the assistant send emails from another email and start it over from the beginning, having them explain it all again. And just keep sending the same responses as before.
Ooh! can I be the next assistant? I can set up a fake email address. Maybe we could pass this schmuck around the planet like the MRMF.
