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    Iron Heart Fall/Winter 2025 Collection Preview - Now Live

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    • LewisStonehouseL
      LewisStonehouse
      啓蒙家
      Joined:

      @Giles what a ballache. Just a side thought on the subject, would it still cost you if there were an option to pay by BACS transfer? I wouldn’t trust many retailers with that form of payment, but I would you, and if it helps you guys improve your margins, which funds the next projects, without making any difference to me I’d be glad to.

      last edited by 1 Reply Last reply Reply Quote 0
      • GilesG
        Giles
        IHUK Crew
        Joined:

        Thank you Lewis, we could easily implement a BACS transfer option.  Indeed, it is the only option we allow from some far eastern countries (for obvious reasons)….

        Let me discuss with @Alex and @Madame Buttonfly

        "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

        last edited by 1 Reply Last reply Reply Quote 0
        • ARNCA
          ARNC
          啓蒙家
          Joined:

          Some people are unbelievable - well done for rising above this.

          It reminded me of an experience at work a few years ago.  We chased a client over an unpaid invoice and they genuinely replied that they had received it but didn't realise we expected them to pay.  They were an established law firm!  I think we played it straight.

          “Every day that you survive you get a free sunset“

          last edited by 1 Reply Last reply Reply Quote 0
          • goosehdG
            goosehd
            Mod Squad
            Joined:

            We provide Radiology Consultations/Interpretations to Veterinarians and have a few clinics/individuals that can run up fairly high bills.

            On a few occasions I've chased them for months (longest 1.5 years for a single bill), and even had one try to decrease their bill after the fact (services provided) and argue that they should just not pay the same as everybody else.

            I had one clinic where the manager had just stepped out of the office every time I phoned to speak to them about their bill.  Asked to speak to the owner and the manager just happened to walk back in the door.  This went on for about two years where they would just about pay their bill off and then run it back up again.

            They're no longer one of our clients…

            "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

            last edited by 1 Reply Last reply Reply Quote 0
            • GilesG
              Giles
              IHUK Crew
              Joined:

              Unbelievable….....

              We have a you-cant-fuck-up-twice policy with our retailers.  They piss us around once, we explain what will happen if they do it again.  It's fairly effective.

              Since 2005 we have had one $1,000 bad debt.....

              "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

              last edited by 1 Reply Last reply Reply Quote 0
              • mikebarhootM
                mikebarhoot
                Iron Heart Deity
                Joined:

                ^icy/hot in the crotch or itching powder?  Lol. Not.

                last edited by 1 Reply Last reply Reply Quote 0
                • GilesG
                  Giles
                  IHUK Crew
                  Joined:

                  Actually, I implied that we would do something nasty, that was a mistake.  We just say, "You do that again, and you will never get another delivery from us".  It seems to work  🙂

                  "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

                  last edited by 1 Reply Last reply Reply Quote 0
                  • goosehdG
                    goosehd
                    Mod Squad
                    Joined:

                    @Giles You could always send the new guy @JoshC down to collect the debt…With his size and love of Rugby, I think most people would pay up in short order...

                    Thankfully we've never written off a debt...(fingers crossed).  At one point we had 200 active accounts.  We've downsized and let some of our problems clients go.  It's made running the books just a little easier...

                    "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

                    last edited by 1 Reply Last reply Reply Quote 0
                    • mclaincauseyM
                      mclaincausey
                      見習いボス
                      Joined:

                      Well I just hope you are keeping the pirate outfit in case you need to engage in some collections activities yourself, @goosehd

                      Think it, be it.

                      last edited by 1 Reply Last reply Reply Quote 0
                      • S
                        sabergirl
                        見習いボス
                        Joined:

                        The cost of my healthcare is going way up in 2022. Fuck the USA and our garbage system.

                        Sent from my iPhone using Tapatalk

                        last edited by 1 Reply Last reply Reply Quote 0
                        • jordanscollectedJ
                          jordanscollected
                          啓蒙家
                          Joined:

                          I'm sure mine will go up too @sabergirl Ann. We're a small business so we get get royally screwed. Since my wife owns her own business, she is roped into the crap with me.

                          The HSA account they offer is crap too. Yes it's pre tax money set aside, but use it or lose it at the end of the year makes no sense to me.

                          world tours:
                          888 Fat guy chocolate WT
                          Mad Red x2
                          Wabidashery

                          last edited by 1 Reply Last reply Reply Quote 0
                          • AnesthetistA
                            Anesthetist
                            見習いボス
                            Joined:

                            @jordanscollected:

                            I'm sure mine will go up too @sabergirl Ann. We're a small business so we get get royally screwed. Since my wife owns her own business, she is roped into the crap with me.

                            The HSA account they offer is crap too. Yes it's pre tax money set aside, but use it or lose it at the end of the year makes no sense to me.

                            That’s your money, how do they pull that off!?!

                            Sent from my iPhone using Tapatalk

                            IG: bluehandsslim

                            last edited by 1 Reply Last reply Reply Quote 0
                            • emceeQE
                              emceeQ
                              啓蒙家
                              Joined:

                              @sabergirl 100%.  This past summer I left a job that had an objectively horrible impact on my mental health, to the point I was considering checking myself in to an inpatient facility.  The problem was the health insurance was so good, and my insurance options elsewhere so bad, that I was seriously considering trying to stick around.

                              Now I'm somewhere that I'm super happy, but anytime I go to the doctor it feels like I'm gambling with finances.  Not to mention that I'm back to essentially paying out of pocket for mental health care.

                              Without even going into the disparities of rural health care, it's a seriously screwed up system.

                              last edited by 1 Reply Last reply Reply Quote 0
                              • jordanscollectedJ
                                jordanscollected
                                啓蒙家
                                Joined:

                                I may actually have misspoken about "use it or lose it" Matt @Anesthetist. There's something screwy about it, but i couldn't find it in my backlog of emails that i don't understand regarding healthcare and 401K, etc.

                                @Anesthetist:

                                @jordanscollected:

                                I'm sure mine will go up too @sabergirl Ann. We're a small business so we get get royally screwed. Since my wife owns her own business, she is roped into the crap with me.

                                The HSA account they offer is crap too. Yes it's pre tax money set aside, but use it or lose it at the end of the year makes no sense to me.

                                That’s your money, how do they pull that off!?!

                                Sent from my iPhone using Tapatalk

                                world tours:
                                888 Fat guy chocolate WT
                                Mad Red x2
                                Wabidashery

                                last edited by 1 Reply Last reply Reply Quote 0
                                • AnesthetistA
                                  Anesthetist
                                  見習いボス
                                  Joined:

                                  @jordanscollected:

                                  I may actually have misspoken about "use it or lose it" Matt @Anesthetist. There's something screwy about it, but i couldn't find it in my backlog of emails that i don't understand regarding healthcare and 401K, etc.

                                  @Anesthetist:

                                  @jordanscollected:

                                  I'm sure mine will go up too @sabergirl Ann. We're a small business so we get get royally screwed. Since my wife owns her own business, she is roped into the crap with me.

                                  The HSA account they offer is crap too. Yes it's pre tax money set aside, but use it or lose it at the end of the year makes no sense to me.

                                  That’s your money, how do they pull that off!?!

                                  Sent from my iPhone using Tapatalk

                                  Not derail the thread, but I’d def look into it or talk to a finance person about it. I’m by far not an expert but my financial adviser told me the rules have changed on HSA accounts.

                                  Sent from my iPhone using Tapatalk

                                  IG: bluehandsslim

                                  last edited by 1 Reply Last reply Reply Quote 0
                                  • steelworkerS
                                    steelworker
                                    見習いボス
                                    Joined:

                                    @sabergirl:

                                    The cost of my healthcare is going way up in 2022. Fuck the USA and our garbage system.

                                    Sent from my iPhone using Tapatalk

                                    It's unbelievable shit. I've been looking into medicare-mfing asswipes in the district good for nothing but  lining their bottomless pockets

                                    Those are my principles, and if you don't like them…
                                    Well, I have others.

                                    last edited by 1 Reply Last reply Reply Quote 0
                                    • S
                                      sabergirl
                                      見習いボス
                                      Joined:

                                      Since NC is one of the holdouts that still haven’t even expanded Medicare, even folks who would qualify here can’t do that, either. We are the sickest country in the developed world—though the argument can be made that we are essentially a 3rd world oligarchy when judged from the quality of life of the majority of our citizens.

                                      Medical debt doesn’t exist in any other country. Chew on that as long as you need.

                                      Sent from my iPhone using Tapatalk

                                      last edited by 1 Reply Last reply Reply Quote 0
                                      • J
                                        Jcourt
                                        Joined:

                                        @jordanscollected:

                                        I'm sure mine will go up too @sabergirl Ann. We're a small business so we get get royally screwed. Since my wife owns her own business, she is roped into the crap with me.

                                        The HSA account they offer is crap too. Yes it's pre tax money set aside, but use it or lose it at the end of the year makes no sense to me.

                                        If it’s truly an HSA it is not use it or lose it. It may be an FSA which is a little different…

                                        Edit: sorry just seeing other replies 😀

                                        last edited by 1 Reply Last reply Reply Quote 0
                                        • ChrisC
                                          Chris
                                          Raw and Unwashed
                                          Joined:

                                          @sabergirl:

                                          We are the sickest country in the developed world—though the argument can be made that we are essentially a 3rd world oligarchy when judged from the quality of life of the majority of our citizens.

                                          But we spend more per capita on healthcare than any other country in the world, so it has to be the best. That's how capitalism works, right?

                                          And we're in a much better position now, but there was a time when my wife and I were both self employed and buying health insurance for the family on the open market. Our premiums were more than our mortgage.

                                          That said, our son managed to incur approximately half a million dollars in total medical costs before his first birthday, so it was a relative bargain…

                                          last edited by 1 Reply Last reply Reply Quote 0
                                          • GilesG
                                            Giles
                                            IHUK Crew
                                            Joined:

                                            @sabergirl:

                                            the argument can be made that we are essentially a 3rd world oligarchy when judged from the quality of life of the majority of our citizens.

                                            I don't want to start a divisive argument here.  I love very deeply a lot of my American friends (and that includes a lot of you), but if I never go to a large American town again it'll be far too soon. The desperate plight of the homeless is something that any 1st world country should be deeply embarrassed about.  I find it tragic, appalling and jaw-droppingly uncomfortable in equal measures.

                                            "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

                                            last edited by 1 Reply Last reply Reply Quote 0
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