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    Iron Heart Fall/Winter 2025 Collection Preview - Now Live

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    • jerkulesJ
      jerkules
      啓蒙家
      Joined:

      @Matt exactly what I do - in the UK it’s only 4 months interest free though. For me it’s a bit too easy to rack up the outstanding balance quicker than I can pay it off, so I have to exercise (modest amounts of) self-control.

      last edited by 1 Reply Last reply Reply Quote 0
      • MattM
        Matt
        見習いボス
        Joined:

        That’s always the tough part.  Slippery slope.

        last edited by 1 Reply Last reply Reply Quote 0
        • EdHE
          EdH
          Iron Heart Deity
          Joined:

          @Matt:

          New (to me) Dark Arts hack…

          Pay Pal credit will let you pay your credit bill using your balance.  First 6 mos is intetest free if you pay it off by then.  Now I can make a big, otherwise noticeable purchases and pay it off slowly using my balance which I periodically load using relatively small amounts without attracting unwanted attention.

          Don't y'all in the states have PayPal's 'Pay-In-3'? I use it a lot to spread the cost of a larger purchase over 3 monthly payments - like outfitting my garage gym during lockdowns. PayPal over here in the UK is playing catch-up to a similar spread-the-cost fintech start-up called Klarna.

          Take the dive...

          last edited by 1 Reply Last reply Reply Quote 0
          • GilesG
            Giles
            IHUK Crew
            Joined:

            We do take Klarna in The US, but one of the limitations with Klarna is that you have to nominate a country and currency for them to be able to assess the credit risk.  That's doable in US where we only accept USD, but impossible for the ROW, because we don't dictate the currency customers can pay in.

            "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

            last edited by 1 Reply Last reply Reply Quote 0
            • jerkulesJ
              jerkules
              啓蒙家
              Joined:

              This is interesting, as I’ve noticed in the Klarna app that you can generate a “one-off” credit card number that you use to complete the transaction. I guess klarna pay the vendor the full amount, and the customer pays it back in three.

              I’ve never used this feature on the IH site, but have considered it. I’ve wondered how it would work in practice, since the final amount charged by IH is not exact to the amount given on the website. It can be a few pence over or below the listed amount. Would it be safer to round up any item value to the next nearest pound so that the transaction covers the full price?

              last edited by 1 Reply Last reply Reply Quote 0
              • mclaincauseyM
                mclaincausey
                見習いボス
                Joined:

                Happy Pride to all of my LGBTGIA+ humans!

                Think it, be it.

                last edited by 1 Reply Last reply Reply Quote 0
                • seawolfS
                  seawolf
                  Mod Squad
                  Joined:

                  @mclaincausey:

                  Happy Pride to all of my LGBTGIA+ humans!

                  Woot!

                  “Good design is actually a lot harder to notice than poor design, in part because good designs fit our needs so well that the design is invisible” - Don Norman

                  @zeebeeleather

                  last edited by 1 Reply Last reply Reply Quote 0
                  • EdHE
                    EdH
                    Iron Heart Deity
                    Joined:

                    @Giles Not sure if you're aware, but the way PayPal is set up on the site in the UK, one has to pre-approve the IH site with PayPal. Good thing is that I can pay with PayPal in a single click. But one side effect is that Pay-In-3 is not available to UK buyers - the option only shows up if you are forced to go through the 'I-approve-this-transaction' process with PayPal.

                    To be honest, that's probably a good thing as far as my bank balance is concerned*, but no doubt there are people out there who wish they could spread some of their purchases out a bit.

                    *I'd probably have pulled the trigger on a pair of bibs if I could have spread the payment… no one tell Mrs H!

                    Take the dive...

                    last edited by 1 Reply Last reply Reply Quote 0
                    • AlexA
                      Alex
                      IHUK Crew
                      Joined:

                      @EdH we are aware, thank you. I’m currently investigating various lenders to offer the buy now pay later on the .Co.uk website

                      last edited by 1 Reply Last reply Reply Quote 0
                      • EdHE
                        EdH
                        Iron Heart Deity
                        Joined:

                        Noted @Alex . It would be nice if PayPal had the option to do Pay-in-3 even with pre-approved vendors.

                        Take the dive...

                        last edited by 1 Reply Last reply Reply Quote 0
                        • goosehdG
                          goosehd
                          Mod Squad
                          Joined:

                          I have challenged myself to complete 1,000,000 meters (1000 km's, 600 miles) in 100 days.  I'm going to try to do this by rowing on the concept 2 rower.

                          I was wondering if anyone would be interested in doing this and possibly starting a thread about their achievements.

                          My thoughts are that it is all honour system and that you can do your 1,000,000 meters by any combination of running, cycling, swimming, rowing, or any physical activity of your choice.

                          Could be a fun way for everyone to interact.

                          Just a thought and depending on the feedback, we could start a thread.

                          "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

                          last edited by 1 Reply Last reply Reply Quote 0
                          • GilesG
                            Giles
                            IHUK Crew
                            Joined:

                            I'd like to join in, but I am travelling so much over next 30 days….  Can I start end of June?

                            "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

                            last edited by 1 Reply Last reply Reply Quote 0
                            • goosehdG
                              goosehd
                              Mod Squad
                              Joined:

                              Most definitely.  🙂

                              "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

                              last edited by 1 Reply Last reply Reply Quote 0
                              • GilesG
                                Giles
                                IHUK Crew
                                Joined:

                                @Madame Buttonfly will join in too….

                                "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

                                last edited by 1 Reply Last reply Reply Quote 0
                                • MattM
                                  Matt
                                  見習いボス
                                  Joined:

                                  This is the shelf of my closet where I hide my watch collection from my wife.  As you can see it’s also where I hide donuts from the kids so we can eat them all tonight after they go to bed.

                                  last edited by 1 Reply Last reply Reply Quote 0
                                  • NikN
                                    Nik
                                    Raw and Unwashed
                                    Joined:

                                    What if your wife goes for the donuts and gets curious about that fancy box?

                                    last edited by 1 Reply Last reply Reply Quote 0
                                    • MattM
                                      Matt
                                      見習いボス
                                      Joined:

                                      She’s very respectful of my personal space.  She’s so naive.

                                      last edited by 1 Reply Last reply Reply Quote 0
                                      • AdamCA
                                        AdamC
                                        IHUK Crew
                                        Joined:

                                        After keeping us waiting for an extra 10 days, Danni and I welcomed our beautiful daughter, Millie Crawshaw to the world last week.  Danni and Millie are both doing really well and we are all (Jax included) absolutely over the moon ❤️

                                        I now have 2 best jobs in the world  😉

                                        last edited by 1 Reply Last reply Reply Quote 0
                                        • endoE
                                          endo
                                          見習いボス
                                          Joined:

                                          Greatest congrats, Adam. IMO being a father is the best thing ever.
                                          May Millie have a wonderful life, with lots of love and fun.

                                          si tacuisses

                                          last edited by 1 Reply Last reply Reply Quote 0
                                          • goosehdG
                                            goosehd
                                            Mod Squad
                                            Joined:

                                            Fantastic news and congratulations to Mom and Dad!!

                                            "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

                                            last edited by 1 Reply Last reply Reply Quote 0
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