Random Announcements

[Joberwocky]

Better late than never @Oaktavia , I've been out of the loop last few days and just saw your IG post.  Congrats man, you two looked to be having a great time, I'm thrilled and happy for you 

[Oaktavia]

All smiles folks

[steelworker]

Congratulations to you both and many happy returns of the day 

[vaquero357]

…congratulation's @Oaktavia! Rock & Roll!

[Paul9221]

Those pictures brought a big smile to my face. You guys look amazing!  Joyful and stylish

Congratulations on your big day, Oak!

[dinobarnesberlin]

congrats you two crazy kids 

[Nik]

Awesome pics, congratulations

[Giles]

Many congrats….

[Daniel San]

Congratulations
you look awesome
all the best for your future!!

[ARNC]

Congratulations and thanks for sharing the pics.  You both look so happy!

[jerkules]

Aww you both look so happy! And totally amazing outfits, both of you.

[Oaktavia]

Thank you all 

[John Galt]

@Oaktavia  Great pics!  Congrats!  Words of wisdom :  Happy wife, happy life.  Enjoy the journey for no matter how long it is, it is always too short.

[Matt]

New (to me) Dark Arts hack…

Pay Pal credit will let you pay your credit bill using your balance.  First 6 mos is intetest free if you pay it off by then.  Now I can make a big, otherwise noticeable purchases and pay it off slowly using my balance which I periodically load using relatively small amounts without attracting unwanted attention.

[Giles]

[jerkules]

@Matt exactly what I do - in the UK it’s only 4 months interest free though. For me it’s a bit too easy to rack up the outstanding balance quicker than I can pay it off, so I have to exercise (modest amounts of) self-control.

[Matt]

That’s always the tough part.  Slippery slope.

[EdH]

@Matt:

New (to me) Dark Arts hack…

Pay Pal credit will let you pay your credit bill using your balance.  First 6 mos is intetest free if you pay it off by then.  Now I can make a big, otherwise noticeable purchases and pay it off slowly using my balance which I periodically load using relatively small amounts without attracting unwanted attention.

Don't y'all in the states have PayPal's 'Pay-In-3'? I use it a lot to spread the cost of a larger purchase over 3 monthly payments - like outfitting my garage gym during lockdowns. PayPal over here in the UK is playing catch-up to a similar spread-the-cost fintech start-up called Klarna.

[Giles]

We do take Klarna in The US, but one of the limitations with Klarna is that you have to nominate a country and currency for them to be able to assess the credit risk.  That's doable in US where we only accept USD, but impossible for the ROW, because we don't dictate the currency customers can pay in.

[jerkules]

This is interesting, as I’ve noticed in the Klarna app that you can generate a “one-off” credit card number that you use to complete the transaction. I guess klarna pay the vendor the full amount, and the customer pays it back in three.

I’ve never used this feature on the IH site, but have considered it. I’ve wondered how it would work in practice, since the final amount charged by IH is not exact to the amount given on the website. It can be a few pence over or below the listed amount. Would it be safer to round up any item value to the next nearest pound so that the transaction covers the full price?