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    Iron Heart Fall/Winter 2025 Collection Preview - Now Live

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    • GilesG
      Giles
      IHUK Crew
      Joined:

      Best of luck baby H

      "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

      last edited by 1 Reply Last reply Reply Quote 1
      • EdHE
        EdH
        Iron Heart Deity
        Joined:

        @AdamJ @Giles Thanks both. Definitely appreciate being in a larger car now. My last car would have come off worse for sure. Baby H is OK, not worried about her one bit now. All passed on to insurance to deal with now.

        Take the dive...

        last edited by 1 Reply Last reply Reply Quote 4
        • MattM
          Matt
          見習いボス
          Joined:

          🤑🤑🤑

          last edited by EdHE 1 Reply Last reply Reply Quote 1
          • EdHE
            EdH
            Iron Heart Deity
            @Matt
            Joined:

            @Matt You raise an interesting point/emoji. 🤔

            Take the dive...

            last edited by 1 Reply Last reply Reply Quote 1
            • goosehdG
              goosehd
              Mod Squad
              Joined:

              Pain, suffering, mental anguish, loss of joy, fear of driving, inability to concentrate, chronic pain, unable to work…

              "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

              last edited by goosehd 1 Reply Last reply Reply Quote 0
              • goosehdG
                goosehd
                Mod Squad
                @EdH
                Joined:

                @EdH …and to continue my thoughts, are those types of cases as prevalent in the UK as in the US? Are there non stop ads on the radio and tv for injury lawyers like here?

                "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

                last edited by EdHE 1 Reply Last reply Reply Quote 1
                • MattM
                  Matt
                  見習いボス
                  Joined:

                  I worked to fight insurance fraud every day for 16 years and my first thought whenever I’m involved in something is “Can I get insurance money out of this?”

                  last edited by goosehdG 1 Reply Last reply Reply Quote 1
                  • MattM
                    Matt
                    見習いボス
                    Joined:

                    You gotta play to win.

                    last edited by J J-IVJ 2 Replies Last reply Reply Quote 2
                    • goosehdG
                      goosehd
                      Mod Squad
                      @Matt
                      Joined:

                      @Matt Were you a claims adjuster/adjudicator? I bet you must have seen some wild and crazy stuff in 16 years.

                      "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

                      last edited by MattM 1 Reply Last reply Reply Quote 0
                      • J
                        Jett129
                        見習いボス
                        @Matt
                        Joined:

                        @Matt Truer words have never been spoken,and I always maintain that you miss 100% of the shots you don’t take.

                        last edited by 1 Reply Last reply Reply Quote 1
                        • J-IVJ
                          J-IV
                          啓蒙家
                          @Matt
                          Joined:

                          @Matt any tips or advice?

                          I'm as ugly as you

                          last edited by MattM 1 Reply Last reply Reply Quote 0
                          • MattM
                            Matt
                            見習いボス
                            Joined:

                            Tons.

                            last edited by 1 Reply Last reply Reply Quote 1
                            • MattM
                              Matt
                              見習いボス
                              @J-IV
                              Joined:

                              @J-IV of you have a specific situation pm me.

                              last edited by J-IVJ 1 Reply Last reply Reply Quote 1
                              • MattM
                                Matt
                                見習いボス
                                @goosehd
                                Joined:

                                @goosehd said in Random Rants:

                                @Matt Were you a claims adjuster/adjudicator? I bet you must have seen some wild and crazy stuff in 16 years.

                                Started out as a marine claims adjuster, then onto auto damage, then injury liability, property, property manager, operations manager then finished up with property claims once I burned out and decided to retire early.

                                last edited by 1 Reply Last reply Reply Quote 3
                                • goosehdG
                                  goosehd
                                  Mod Squad
                                  Joined:

                                  @Matt Hypothetically, if @Giles drives his boat into a garage full of priceless cars and injures numerous people doing so, you’ll be able to give him advice…

                                  "I don't give a shit what anyone else is doing, we will do what is best for us and our customers" - Giles P. :)

                                  last edited by MattM 1 Reply Last reply Reply Quote 2
                                  • J-IVJ
                                    J-IV
                                    啓蒙家
                                    @Matt
                                    Joined:

                                    @Matt I have you on speed dial, bruv. Hope that's okay 🤙🏾

                                    I'm as ugly as you

                                    last edited by 1 Reply Last reply Reply Quote 1
                                    • MattM
                                      Matt
                                      見習いボス
                                      Joined:

                                      Always.

                                      last edited by 1 Reply Last reply Reply Quote 0
                                      • MattM
                                        Matt
                                        見習いボス
                                        @goosehd
                                        Joined:

                                        @goosehd hypothetically, yes.

                                        last edited by steelworkerS 1 Reply Last reply Reply Quote 0
                                        • steelworkerS
                                          steelworker
                                          見習いボス
                                          @Matt
                                          Joined:

                                          @Matt my advice is don't tell Paula

                                          Those are my principles, and if you don't like them…
                                          Well, I have others.

                                          last edited by 1 Reply Last reply Reply Quote 1
                                          • EdHE
                                            EdH
                                            Iron Heart Deity
                                            @goosehd
                                            Joined:

                                            @goosehd said in Random Rants:

                                            @EdH …and to continue my thoughts, are those types of cases as prevalent in the UK as in the US? Are there non stop ads on the radio and tv for injury lawyers like here?

                                            It’s a lot more regulated over here, I think. I don’t watch much TV with adverts these days but from what I remember there used to be those sorts of ads somewhat regularly. Various cheesy brand names. Generally we aren’t as litigious. If anything we have too many people who don’t know their rights and will shrug it off if they have a dispute or sort it out between themselves, not necessarily even realising it’s a legal matter or that they’ve been ripped off. Well, at least that’s what someone was saying at an access-to-justice event I went to recently.
                                            Part of the difference here is that we don’t have exemplary damages, which I understand in the US generally ends up paying the lawyers. While here the loser will have to pay the winner’s legal costs most of the time, we have this principle of proportionality, so a judge will look unfavourably on a claim for costs which are a high percentage compared to the value of the damages claim. So if you had a routine £1,000 personal injury claim, say, then the most the lawyer is going to earn is £300 or so. It’s uneconomical for all but the largest firms doing many thousand such cases a year on behalf of insurance companies while paying peanuts to paralegals and using a very sophisticated process to run such cases profitably.

                                            Take the dive...

                                            last edited by 1 Reply Last reply Reply Quote 2
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