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    • SeulS
      Seul
      Joined:

      I've had a CC for 'bout ten years now, and haven't used it once to make a payment in the real world… It's for Internetz only and that will never change...

      It's also weird that my max monthly budget of my Visa is more than what I actually make a month... It's easy to see how people less good with their money can royally fuck things up...

      last edited by 1 Reply Last reply Reply Quote 0
      • Megatron1505M
        Megatron1505
        見習いボス
        Joined:

        One thing it forces me to do is only buy what I can afford to spend my spare income on, which thanks to the hours reduction is not as much as it used to be  😠

        Fortunately, this in turn forces a change in philosophy when it comes to buying and owning stuff. Which is that I actually really think hard about the things I buy these days and their long term use to me. Doesn't make me an ideal consumer but it made me look back on a whole pile of stuff I'd bought in the past and realise I'd been quite dumb.

        Fortunately 9 times out of 10 these days I am really happy with what I buy, because I have made damn sure that it is EXACTLY what I want. I have a list of 5 or 6 things that I want to pick up for myself this year (the IHSH-75 was the first), and I am totally sure they represent the best "bang to buck ratio" in their particular field because I have been anal as fuck about when considering them against their alternatives.

        Made in England, clothed in Japan, fed in America and drunk in Belgium !

        last edited by 1 Reply Last reply Reply Quote 0
        • summ3rhaysS
          summ3rhays
          Joined:

          Until 6 months ago I was unaware you could pop a rib out. Today was the third time I have now accomplished this wonder of nature. Hurts like a !&@%#*.  Need to get it realigned at the Chiropractor and then get to the root of the problem.

          IG: summ3rhays & Indigobleed

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          • pillowPANTSP
            pillowPANTS
            Joined:

            Sucks balls summ3r, hurts to sit or stand up straight and even hurts to breathe sometimes. Happens easier and easier after the first time too. Need to get er put back then go easy for a few months. Happens to me 2-3 times a year.

            last edited by 1 Reply Last reply Reply Quote 0
            • jock1624J
              jock1624
              Raw and Unwashed
              Joined:

              Seul good on you mate for managing your funds.

              Megatron I agree on your buying stuff that lasts . Been going that route for a while too.
              Like you said , look back on the shite you've bought over the years and loudly moan and whince.

              I imagine if most people did a budget ( scary word for some ) and took a hard look at what they
              earn vs what is left after their paid ….might wise up . The simplicity of it is - don't spend more than you earn.

              I have a few coworkers who have serious CC debt , plus student loans to pay back . As you can imagine , not the jolliest folks going.

              Mirthing my way through life.

              last edited by 1 Reply Last reply Reply Quote 0
              • J
                jdl1279
                Joined:

                Glad to see similar views on debt. It kills me that "more stuff" means more to the crowd than self sustainablity. It also kills me that my grandkids who are decades from existence will inherit the black hole of debt, and their quality of life will likely be greatly diminished for it.

                Bourbon: because living in Kentucky just makes you want to drink

                last edited by 1 Reply Last reply Reply Quote 0
                • GilesG
                  Giles
                  IHUK Crew
                  Joined:

                  The cost of living is 10% more than you earn….

                  "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

                  last edited by 1 Reply Last reply Reply Quote 0
                  • CutlasshoundC
                    Cutlasshound
                    見習いボス
                    Joined:

                    Amen to that!

                    Sent from my iPhone using Tapatalk

                    I ain't got time to bleed.

                    last edited by 1 Reply Last reply Reply Quote 0
                    • pillowPANTSP
                      pillowPANTS
                      Joined:

                      5 days into spring. Solid (shakes head) WTF!!!

                      last edited by 1 Reply Last reply Reply Quote 0
                      • J
                        jdl1279
                        Joined:

                        Feels like one last shot from winter for sure Mr. Pants. We have some fresh snow this morning, thankfully not much though.

                        Bourbon: because living in Kentucky just makes you want to drink

                        last edited by 1 Reply Last reply Reply Quote 0
                        • pillowPANTSP
                          pillowPANTS
                          Joined:

                          Its getting really old now dude. Like fuck off winter!!

                          last edited by 1 Reply Last reply Reply Quote 0
                          • pillowPANTSP
                            pillowPANTS
                            Joined:

                            …..and i forgot a case of beer in my car damn it!

                            last edited by 1 Reply Last reply Reply Quote 0
                            • J
                              jdl1279
                              Joined:

                              I'm with you bros. Snow falling as we type

                              Bourbon: because living in Kentucky just makes you want to drink

                              last edited by 1 Reply Last reply Reply Quote 0
                              • redchrisR
                                redchris
                                Joined:

                                Just had a listing removed from ebay for brand name violation. It was a Buzz Rickson Pea coat.

                                The brand names I used ?  Buzz Rickson,  Sugar Cane and Mister Freedom.  Essentially all the same company .

                                They only do this when someone reports it to them. What a cock.

                                last edited by 1 Reply Last reply Reply Quote 0
                                • SeulS
                                  Seul
                                  Joined:

                                  An ignorant cock even - the worst kind…

                                  last edited by 1 Reply Last reply Reply Quote 0
                                  • Megatron1505M
                                    Megatron1505
                                    見習いボス
                                    Joined:

                                    Same thing happened to me when I wrote Iron Heart in a Triple Works shirt listing title…..figured it was Seul being spiteful  😉

                                    Made in England, clothed in Japan, fed in America and drunk in Belgium !

                                    last edited by 1 Reply Last reply Reply Quote 0
                                    • J
                                      jdl1279
                                      Joined:

                                      Came acrossed a cat wearing APCs and a My Little Pony belt, skull cap, t-shirt combo today. I had to ask, his girl gave him the set and he couldn't have been prouder. Shame should befall any man in his 30s caught out in shit like this….

                                      Bourbon: because living in Kentucky just makes you want to drink

                                      last edited by 1 Reply Last reply Reply Quote 0
                                      • seanoconoS
                                        seanocono
                                        Joined:

                                        Clearly a Brony. It's a thing.

                                        last edited by 1 Reply Last reply Reply Quote 0
                                        • J
                                          jdl1279
                                          Joined:

                                          As the father of a 3yo little girl, I was actually familiar with such terms, and this dude was full on brony. However, everything about it just sets wrong, and while not a APC fan, the combo was much.

                                          Bourbon: because living in Kentucky just makes you want to drink

                                          last edited by 1 Reply Last reply Reply Quote 0
                                          • S
                                            sabergirl
                                            見習いボス
                                            Joined:

                                            I think if you're actually a father, there's something to be said for appreciating the new My Little Pony. The themes that they present are wonderful for kids, and little parental reinforcement goes a long way. Now, bronies without children may want to re-think their priorities. Although I still like the ideals espoused by the show, I certainly don't have a rainbow dash t-shirt, or anything.

                                            last edited by 1 Reply Last reply Reply Quote 0
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