Random questions to which you seek an answer

[Megatron1505]

I know…it was a joke 

[injunjack]

I know, I was tryin' to joke also….hmph...

[Seul]

Dutch (Flemish variant - huge difference with the Dutch spoken in The Netherlands)
English
French
German
Bit of Italian (well I can order pizza and white wine)

And yes: I'm massively fluent in both Eejit and Nonsense.

[Giles]

and bullshit?

[Seul]

Master's Degree.

[MikeC]

Hey, I have a BS too.

[Giles]

You teach it (at PhD level)…

[MikeC]

There's a reason people from Massachusetts are known as massholes.

[ALEX1976]

@Seul:

Dutch (Flemish variant - huge difference with the Dutch spoken in The Netherlands)
English
French
German
Bit of Italian (well I can order pizza and white wine)

And yes: I'm massively fluent in both Eejit and Nonsense.

deutsch????

[MikeC]

This is my theme song sometimes…..

[Finn666]

@ALEX1976:

deutsch????

@Seul:

Wirklich ganz geil… 

looks like it

[Sherdil]

I recently made my first IH purchase using a USA issued credit card and got hit with foreign transaction fees eventhough all the prices on www.ironheart.co.uk are in USD. I called up my credit card company and they told me that if IH is processing their transactions via a non-USA based bank, then I'll get hit with these fees all the time I make a purchase. That beats the whole purpose of buying from IH's website and paying in USD.

Has anyone else experienced the same while making purchases from USA?

Thanks for your help.

[derivative666]

I use PayPal and have never had an issue ever

[Sherdil]

Thanks derivative666.

I used PayPal for this transaction too, but here's how it went: I partially paid via my PayPal balance (since it was not enough to fund the entire transaction), then the remaining amount was paid via my credit card stored in PayPal. When you use PayPal, do you just use your PayPal balance to make the payments? I think if you did that, then such issues would never arise.

[scroogen]

You're not paying in USD. You're paying Giles the USD equivalent to the price in pounds.  I always use PayPal too. If I don't have the balance in PayPal it draws from my bank account in cash, never on credit.  If you want to avoid the foreign transaction fee either pay when you have the cash or buy from selfedge.  Either way if you buy on credit aren't you going to get hit with fees?  And can you really even complain about some minuscule fee when you're buying 300 dollar shirts and 300-500 dollar pants on credit??

[Sherdil]

Thanks. What if I purchased directly via my credit card (no PayPal)? Will I still be charged fees? My discontent is not about the miniscule fees…its about the fact that if all prices on IH's website are displayed in USD, then that's what I should be seeing on my credit card statement without any random foreign transaction fees.

[Giles]

Actually Scroogen, if you pay in USD with me, you are paying in USD.  Same goes for GBP and Eur.  I have 3 merchant accounts, one for each currency.

[scroogen]

OK. But you still keep it in UK based banks right?
Sherdil, I think this is an issue you would have to read about from your credit card provider… really not familiar with credit cards to be honest.  Doesn't matter what currency you pay for if the banks the money goes into are in fact foreign banks, right?

[Giles]

Correct.  And if anyone knows how I can get a US based USD credit card merchant account, I will owe you a load of beers…

[rocket]

Sherdil, the fee is normal, when you purchase stuff out of your own country and pay for them with a CC. It is usual 1% of the spent amount.

no clue G. but I would start with talking with your CC provider… pretty sure you would need a US business bank account...