FINANCES (A Place For Discussion)
-
Anyone ever had a paypal claim placed against them? If you are a Paypal Veteran with experience on this topic, please PM me ASAP! Need some advice…
-
You have a tracking #, lad. I'm pretty sure this suffices within CONUS to win the claim…
If not: I'll buy something from this fecker, have him ship it through 1st class int'l mail, and royally blackmail him into refunding you... I'm serious: this kind of behaviour will not stand. Hé is the in the wrong here.
-
You have a tracking #, lad. I'm pretty sure this suffices within CONUS to win the claim…
If not: I'll buy something from this fecker, have him ship it through 1st class int'l mail, and royally blackmail him into refunding you... I'm serious: this kind of behaviour will not stand. Hé is the in the wrong here.
Thanks Seul! I will keep u posted…
-
-
Since there is no ebay thread, I figured I would post this here…
ebay upped the max final value fee on ebay from $50 to $100
9% final value fee + 3.9% paypal + shipping
-
I'm forced to live in an extension to my parents home for obvious reasons with my 2 Siamese cats.
My only income is my sick benefit, half of which I give to my parents for food, electricity, general household, laundry etc
My last ex boyfriend left me with a big credit card debt
But I still manage to spend the change on the nicest clothes I can afford - my passion (I was the "junior" at Valentino in Sloane Street at 20 - most fun job I ever had!
IQ
-
Just paid off my MASSIVE CC bill last night. It went through today and all is good. I feel like the largest weight has been lifted!!! Now, I have to keep that thing in it's place…
-
good job Lando, them things are bad news
hopeful you can get a little emergency fund going & some savings now that you have that pesky monkey off your back.
-
good job Lando, them things are bad news
hopeful you can get a little emergency fund going & some savings now that you have that pesky monkey off your back.
Definitely the plan. Just deposited a nice chunk of change into my savings so yeah, mission accomplished atm.
Yeah…I try to leave behind my CC whenever I'm out and about and keep it at a distance when around the computer. (The act of seeking it out usually deters an expenditure.) They can get you in trouble.
I need to take a page from your book for sure!!!
-
Great job, Lando!..
I too have a CC card but I never spend what I don't have… I might go over say 100 €, has happened say 3-4 times since I got it (7 years ago), but in general I only spend what I have...
Definitely a great rule to live by. Luckily some investments panned out and I was able to recover from certain CC death. Won't happen again!
-
Good for you LandoCal26. It is too easy to rack up CC debt, and it is a b_tch to pay it off.
In Canada, CC companies are required to provide their customers an estimate on how long it would take to pay off the entire balance if a client only pays the minimum payment each month. For example, with a balance of ~$9500 at a rate of 9% ("preferred" client rate), it would take 83 years and 6 months to pay off. That's an entire life time….... if it is at 19% (normal rate), it would roughly double! CC debts are bad debts, it is best to pay them off sooner rather than later.
-
@Omega:
Good for you LandoCal26. It is too easy to rack up CC debt, and it is a b_tch to pay it off.
In Canada, CC companies are required to provide their customers an estimate on how long it would take to pay off the entire balance if a client only pays the minimum payment each month. For example, with a balance of ~$9500 at a rate of 9% ("preferred" client rate), it would take 83 years and 6 months to pay off. That's an entire life time….... if it is at 19% (normal rate), it would roughly double! CC debts are bad debts, it is best to pay them off sooner rather than later.
This isn't necessarily true. CC debt is actually one of the best debts to have because they cannot take anything from you (possibly sue if you owe that much). One of the things I hope most people have learned after the recession is that taking out money on your house (this is what the US goverment tried to push as a much better alternative than credit debt) is the worst thing to do, because they can and will take your house away from you.
If you have decent credit cards, CC debt is easily the best debt to have, except of course second to student loan debt.
