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    Iron Heart Fall/Winter 2025 Collection Preview - Now Live

    FINANCES (A Place For Discussion)

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    • rocketR
      rocket
      Joined:

      Joubin, only one more thing from me about this, nobody in this world will give you real money for free.

      The website give out virtual money in a virtual currency, that at the current point you can not spend on anything at all…. So please keep this in mind. From their Terms & Condition page:

      "All account balances are held in VirtaPay virtual currency. VirtaPay maintains a virtual currency that is autonomous and independent of all nations and governments. The VirtaPay currency is denominated in dollars and cents (similar to the currency of the United States and over 20 other countries). The VirtaPay currency is currently in a closed system, and cannot be exchanged or spent outside of this system. Our plans include person-to-person transactions, integration with merchants and shopping cart systems, and much more. As is the case with any currency, once the VirtaPay currency comes into widespread use, its value as weighted against other world currencies can and will fluctuate due to market forces such as supply and demand, etc."

      so if you want a opinion from me, hands off! …..

      rocketrocksrox 🤙🏼🤙🏾

      It's all humbug, like everywhere
      R.I.P. Geo

      last edited by 1 Reply Last reply Reply Quote 0
      • ?
        Guest
        Joined:

        I know rocket, but you never know, once the company shoots off… you never know what and who will accept virtual money.

        last edited by 1 Reply Last reply Reply Quote 0
        • hecticH
          hectic
          Joined:

          This is similar to Bitcoin? I.e.: cash analogue?

          last edited by 1 Reply Last reply Reply Quote 0
          • ?
            Guest
            Joined:

            yepo

            last edited by 1 Reply Last reply Reply Quote 0
            • injunjackI
              injunjack
              見習いボス
              Joined:

              sounds scam, there ain't no free lunches.

              last edited by 1 Reply Last reply Reply Quote 0
              • L
                LandoCal126 0
                Banned
                Joined:

                Anyone ever had a paypal claim placed against them? If you are a Paypal Veteran with experience on this topic, please PM me ASAP! Need some advice…

                last edited by 1 Reply Last reply Reply Quote 0
                • SeulS
                  Seul
                  Joined:

                  You have a tracking #, lad. I'm pretty sure this suffices within CONUS to win the claim…

                  If not: I'll buy something from this fecker, have him ship it through 1st class int'l mail, and royally blackmail him into refunding you... I'm serious: this kind of behaviour will not stand. Hé is the in the wrong here.

                  last edited by 1 Reply Last reply Reply Quote 0
                  • L
                    LandoCal126 0
                    Banned
                    Joined:

                    @Seul:

                    You have a tracking #, lad. I'm pretty sure this suffices within CONUS to win the claim…

                    If not: I'll buy something from this fecker, have him ship it through 1st class int'l mail, and royally blackmail him into refunding you... I'm serious: this kind of behaviour will not stand. Hé is the in the wrong here.

                    Thanks Seul! I will keep u posted…

                    last edited by 1 Reply Last reply Reply Quote 0
                    • rocketR
                      rocket
                      Joined:

                      if you need any more help, check your PM, glady will do

                      rocketrocksrox 🤙🏼🤙🏾

                      It's all humbug, like everywhere
                      R.I.P. Geo

                      last edited by 1 Reply Last reply Reply Quote 0
                      • L
                        LandoCal126 0
                        Banned
                        Joined:

                        @rocket:

                        if you need any more help, check your PM, glady will do

                        Replied!

                        last edited by 1 Reply Last reply Reply Quote 0
                        • L
                          LandoCal126 0
                          Banned
                          Joined:

                          Since there is no ebay thread, I figured I would post this here…

                          ebay upped the max final value fee on ebay from $50 to $100

                          9% final value fee + 3.9% paypal + shipping

                          last edited by 1 Reply Last reply Reply Quote 0
                          • SeulS
                            Seul
                            Joined:

                            I haven't used eBay to sell anything for years now. I do still use it to buy items, though… Easy and cheap. You will btw all soon see what my latest purchase was... Hopefully tomorrow or Wednesday...  😛

                            last edited by 1 Reply Last reply Reply Quote 0
                            • Indigo QueenI
                              Indigo Queen
                              Banned
                              Joined:

                              I'm forced to live in an extension to my parents home for obvious reasons with my 2 Siamese cats.

                              My only income is my sick benefit, half of which I give to my parents for food, electricity, general household, laundry etc

                              My last ex boyfriend left me with a big credit card debt

                              But I still manage to spend the change on the nicest clothes I can afford - my passion (I was the "junior" at Valentino in Sloane Street at 20 - most fun job I ever had!

                              IQ 😘

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                              • L
                                LandoCal126 0
                                Banned
                                Joined:

                                Just paid off my MASSIVE CC bill last night. It went through today and all is good. I feel like the largest weight has been lifted!!! Now, I have to keep that thing in it's place…

                                last edited by 1 Reply Last reply Reply Quote 0
                                • madmondayM
                                  madmonday
                                  Raw and Unwashed
                                  Joined:

                                  good job Lando, them things are bad news  😠

                                  hopeful you can get a little emergency fund going & some savings now that you have that pesky monkey off your back.

                                  head high, middle finger higher

                                  last edited by 1 Reply Last reply Reply Quote 0
                                  • ?
                                    Guest
                                    Joined:

                                    Yeah…I try to leave behind my CC whenever I'm out and about and keep it at a distance when around the computer. (The act of seeking it out usually deters an expenditure.) They can get you in trouble.

                                    last edited by 1 Reply Last reply Reply Quote 0
                                    • L
                                      LandoCal126 0
                                      Banned
                                      Joined:

                                      @madmonday:

                                      good job Lando, them things are bad news  😠

                                      hopeful you can get a little emergency fund going & some savings now that you have that pesky monkey off your back.

                                      Definitely the plan. Just deposited a nice chunk of change into my savings so yeah, mission accomplished atm.

                                      @Shoreman:

                                      Yeah…I try to leave behind my CC whenever I'm out and about and keep it at a distance when around the computer. (The act of seeking it out usually deters an expenditure.) They can get you in trouble.

                                      I need to take a page from your book for sure!!!

                                      last edited by 1 Reply Last reply Reply Quote 0
                                      • SeulS
                                        Seul
                                        Joined:

                                        Great job, Lando!..

                                        I too have a CC card but I never spend what I don't have… I might go over say 100 €, has happened say 3-4 times since I got it (7 years ago), but in general I only spend what I have...

                                        last edited by 1 Reply Last reply Reply Quote 0
                                        • L
                                          LandoCal126 0
                                          Banned
                                          Joined:

                                          @Seul:

                                          Great job, Lando!..

                                          I too have a CC card but I never spend what I don't have… I might go over say 100 €, has happened say 3-4 times since I got it (7 years ago), but in general I only spend what I have...

                                          Definitely a great rule to live by. Luckily some investments panned out and I was able to recover from certain CC death. Won't happen again!

                                          last edited by 1 Reply Last reply Reply Quote 0
                                          • O
                                            Omega Man
                                            Haraki san Student
                                            Joined:

                                            Good for you LandoCal26.  It is too easy to rack up CC debt, and it is a b_tch to pay it off.

                                            In Canada, CC companies are required to provide their customers an estimate on how long it would take to pay off the entire balance if a client only pays the minimum payment each month.  For example, with a balance of ~$9500 at a rate of 9% ("preferred" client rate), it would take 83 years and 6 months to pay off.  That's an entire life time….... if it is at 19% (normal rate), it would roughly double!  CC debts are bad debts, it is best to pay them off sooner rather than later.

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