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US and Continental Credit Card Processing

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  • J
    jacoavlu
    Joined: 17 Dec 2010

    Would it mean you have to raise prices?
    Would it mean you get rid of paypal?
    Either way, you do what you gotta do G. I think we would all support you doing what's best for your business.

    last edited by 22 Jul 2011, 11:47 1 Reply Last reply Reply Quote 0
    • G
      Giles
      IHUK Crew
      Joined: 22 Sept 2009

      @jimmy:

      Amex is a killer for retailers

      What do you mean?

      "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

      last edited by 22 Jul 2011, 11:49 1 Reply Last reply Reply Quote 0
      • G
        Giles
        IHUK Crew
        Joined: 22 Sept 2009

        @jacoavlu:

        Would it mean you have to raise prices?
        Would it mean you get rid of paypal?
        Either way, you do what you gotta do G. I think we would all support you doing what's best for your business.

        No, we will not raise prices, but I think it will give all customers a better experience.  Technically I can get rid of my relationship with PayPal, but for the user he will still think i have that relationship.  basically the new CC company acts as my PayPal entity and does the interface for me.  This is good, because as a vendor, I hate PayPal…..

        "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

        last edited by 22 Jul 2011, 11:52 1 Reply Last reply Reply Quote 0
        • J
          jacoavlu
          Joined: 17 Dec 2010

          @Giles:

          @jimmy:

          Amex is a killer for retailers

          What do you mean?

          Higher processing fees, probably.

          last edited by 22 Jul 2011, 12:16 1 Reply Last reply Reply Quote 0
          • G
            Giles
            IHUK Crew
            Joined: 22 Sept 2009

            The deal I have got means that the extra Amex processing fees are so small as to tend to zero…....So it is not an issue.

            I know as a purchaser, I will always try and pay with Amex if I can........

            "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

            last edited by 22 Jul 2011, 12:27 1 Reply Last reply Reply Quote 0
            • M
              madmonday
              Raw and Unwashed
              Joined: 13 Oct 2009

              agreed when you pay with amex you are covered,  been a member since the 90s which is a long time for anyone to keep me around  🙂

              i think it's a good idea to try this out it will help you all to grow & reach more folks.  anyway that allows you as a business to accept more forms of payment is a good deal.

              also it is always good to get away from an abusive relationship, i lok at paypal as the f^cker that you can't get away from since they don't protect you in the event of fraudulent charges.

              hopefully this new vendor will remedy that & you can use paypal for special purchases & the like.

              head high, middle finger higher

              last edited by 22 Jul 2011, 12:39 1 Reply Last reply Reply Quote 0
              • G
                Giles
                IHUK Crew
                Joined: 22 Sept 2009

                Thanks for your input guys…...

                "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

                last edited by 22 Jul 2011, 12:40 1 Reply Last reply Reply Quote 0
                • S
                  Seul
                  Joined: 24 Nov 2009

                  Anything that helps you get rid off Paypal or reduce its usage is a-ok by me…

                  What has the highest fee btw: Paypal or Visa?..

                  last edited by 22 Jul 2011, 14:29 1 Reply Last reply Reply Quote 0
                  • G
                    Giles
                    IHUK Crew
                    Joined: 22 Sept 2009

                    Answer too complex.  CC fee's vary depending upon the geography they originate from.

                    Some are less than PP, some are more.

                    G

                    "OK face up to it - you're useless but generally pretty honest and straightforward . . . it's a rare combination of qualities that I have come to admire in you" - Geo 2011

                    last edited by 22 Jul 2011, 14:57 1 Reply Last reply Reply Quote 0
                    • J
                      jimmy
                      Joined: 17 Dec 2010

                      Yeah that's what I mean. Not sure about online but for me the monthly% charge depends on how much Amex transaction you've put though. Obviously more I do the cheaper it gets but still pretty high in comparison to visa/master.

                      @jacoavlu:

                      @Giles:

                      @jimmy:

                      Amex is a killer for retailers

                      What do you mean?

                      Higher processing fees, probably.

                      last edited by 22 Jul 2011, 23:00 1 Reply Last reply Reply Quote 0
                      • A
                        apba1166
                        Joined: 20 Dec 2010

                        Hi Giles, we had one for years (CC processing co.)….The convenience is nice, also having Amex was good (negligible fee difference as you said). But we found continual errors in the pct and fee deductions some months vs. what we thought we had agreed to. All was made good--but it was a struggle to get them to get it right because there are multiple vendors involved sometimes. Just check it once and awhile: like all banking and institutional things, the fees tend to move upward without explanation if you are not diligent.

                        last edited by 31 Jul 2011, 12:32 1 Reply Last reply Reply Quote 0
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